Rate of Interest
| Rate of Interest on Deposits (w.e.f. 16.05.2026) | |||
| S.N. | Deposit Terms | Interest Rate (General) | Intrest Rate (Seniorcitizen) |
| 1 | 30 days to 90 days | 3.75% | 3.75% |
| 2 | 91 days to 180 days | 4.00% | 4.00% |
| 3 | 181 days to 364 days | 5.00% | 5.00% |
| 4 | 1 year to 3 years | 6.60% | 7.10% |
| 5 | 3 years to 5 years | 7.00% | 7.50% |
| Interest Rate of Loan & Advances From 16/06/2026 | ||
|
Sr. No.
|
Perticulars
|
Rate of INT
|
|
1
|
PLEDGE
|
10.00%
|
|
2
|
HIRE PURCHASE (VEHICLE / MACHINERY) UP TO RS.20 LAKH
|
9.00%
|
|
3
|
HIRE PURCHASE (VEHICLE / MACHINERY) RS.20 LAKH TO RS.25 LAKH
|
8.50%
|
|
4
|
HIRE PURCHASE (VEHICLE / MACHINERY) RS.25 LAKH ABOVE
|
8.10%
|
|
5
|
HIRE PURCHASE (OLD VEHICLE LESS THEN 4 YEARS )
|
11.00%
|
|
6
|
N.S.C/ K.V.P (65%)
|
11.00%
|
|
7
|
LOAN
|
11.50%
|
|
8
|
CASH CREDIT
|
11.50%
|
|
9
|
HYPOTHICATION
|
11.00%
|
|
10
|
CC AGAINST PROPERTY
|
12.00%
|
|
11
|
HOME LOAN
|
12.00%
|
|
12
|
L.I.C POLICY
|
9.00%
|
|
13
|
F.D AGAINST OVERDRAFT (90%)
|
F.D INT+2.00%
|
|
14
|
PROFESSIONAL LOAN
|
9.00%
|
|
15
|
SOLAR PANEL
|
10.00%
|